New Construction Homes

New Homes in Punta Gorda, FL — From $199K

See what homes REALLY cost per month — mortgage + HOA + CDD + taxes + insurance. Compare 7 builders and 10+ communities in one place. Something you won't find on Zillow or builder websites.

1
2
3

What's your budget range?

We'll match you with communities in your price range

Under $250K2 communities
$250K – $350K4 communities
$350K – $500K3 communities
$500K+Waterfront & Custom

What matters most to you?

Select all that apply

✓ 55+ Community
✓ Waterfront
✓ Low HOA / No CDD
✓ Golf / Resort
✓ Lowest Monthly Cost
✓ Show Me Everything

Where should we send your cost report?

Free personalized breakdown for your matches

No spam. No builder sales pressure. Real HOA, CDD & total monthly costs for every community that matches your criteria.

✓

You're all set!

Check your inbox — your personalized cost report is on the way.

240+ Five-Star Reviews
626+ Homes Sold
$0 Cost to You
★★★★★

"John saved us $18,000 in builder incentives we didn't know existed. He knew every community inside and out."

— Mike & Linda R., relocated from New Jersey
Compare Communities

New Construction Communities in Punta Gorda

Real pricing. Real monthly costs. Compare all 7 builders in one place.

Willow — Lennar Columbus Model

Willow

Lennar

$199K

Starting from

$295
HOA/mo
$167
CDD/mo
~$1,650
Est. Total

3–5 Beds · 1,300–3,400 SF

Coral Lakes — Lantana Model by D.R. Horton

Coral Lakes

D.R. Horton

$284K

Starting from

$69
HOA/mo
$195
CDD/mo
~$1,950
Est. Total

3–5 Beds · 1,600–2,800 SF

Turnleaf — Lennar Model Exterior

Turnleaf

Dream Finders / Toll Bros / Taylor Morrison

$285K

Starting from

$175
HOA/mo
$200
CDD/mo
~$2,100
Est. Total

3–5 Beds · 1,800–3,200 SF

Heritage Station — Maronda Homes Model

Heritage Station

Maronda Homes

$289K

Starting from

$150
HOA/mo
$0
CDD/mo
~$1,850
Est. Total

3–4 Beds · 1,500–2,400 SF

Esplanade at Starling — Pallazio II Model

Esplanade at Starling

Taylor Morrison

$329K

Starting from

$295
HOA/mo
$220
CDD/mo
~$2,450
Est. Total

2–4 Beds · 1,800–3,000 SF

Deep Creek — Maronda Homes Exterior

Deep Creek

Maronda Homes

$350K

Starting from

$0
HOA/mo
$0
CDD/mo
~$2,050
Est. Total

3–5 Beds · 1,600–2,700 SF

Don't see what you're looking for?

Tell us your budget and preferences — we'll send communities that match, including ones not listed here.

Send Me Homes in My Budget

*Estimated total monthly cost includes mortgage, HOA, CDD, property tax & homeowners insurance. Actual costs vary.

Punta Gorda residents since 2019 · Top 25 Florida Team · $275M+ in new construction sales

Why Punta Gorda Wins

Punta Gorda vs. Naples vs. Sarasota

Same Gulf Coast lifestyle. See the monthly cost difference.

Monthly CostPunta GordaNaplesSarasota
Median New Home Price$310,000$525,000$470,000
Mortgage (10% down)$1,820/mo$3,085/mo$2,760/mo
Average HOA$150/mo$350/mo$295/mo
Property Tax$260/mo$440/mo$390/mo
Homeowners Insurance$210/mo$460/mo$380/mo
Total Monthly$2,440/mo$4,335/mo$3,825/mo
You Save vs PG—↑ $1,895/mo ($22,740/yr)↑ $1,385/mo ($16,620/yr)
John Garuti — Team Lead, eXp Realty
★★★★★ 4.9 on Google
Your Buyer's Agent

John Garuti

Team Lead — eXp Realty · Punta Gorda, FL

"Using a buyer's agent costs you $0. Builder reps work for the builder. I work for you."

626+
New Homes Sold
240+
Five-Star Reviews
$275M+
In Sales
2019
PG Resident Since

"John saved us $18,000 in builder incentives we didn't even know existed. He knew every community inside and out. We moved from New Jersey and he made the entire process feel effortless."

— Mike & Linda R., relocated from New Jersey
The Smart Choice

Why Punta Gorda, FL

Gulf Coast living without the Gulf Coast price tag.

19% Less
Than Naples
Same Gulf Coast lifestyle
0%
State Income Tax
Keep 100% of pension & Social Security
$69–$295
HOA Fees/mo
Lower than Lee & Sarasota counties
#2 Safest
City in Florida
Peace of mind for families & retirees
~$3,000/yr
Insurance Savings
Less than Naples on homeowners insurance
125 sq mi
Charlotte Harbor
World-class fishing & boating
Why Punta Gorda Video
The Most UNDERRATED Retirement Area in SW Florida

Frequently Asked Questions

New homes range from $199K (Willow by Lennar, 55+) to over $1M for waterfront custom builds. Most communities fall between $250K–$450K. Coral Lakes starts at $284K and Turnleaf from $285K with three builders.
HOA fees range from $0 (Deep Creek) to $295/mo (Esplanade, Willow). CDD fees from $0 (Heritage Station, Deep Creek) to $220/mo. Coral Lakes has the lowest HOA at $69/mo. We break down every fee for every community.
Seven builders: Lennar, D.R. Horton, Toll Brothers, Taylor Morrison, Maronda Homes, Dream Finders Homes, and Pulte Homes (Coming Soon). Each offers different floor plans and price points.
A buyer's agent costs you $0 — the builder pays regardless. Builder reps represent the builder, not you. We negotiate on your behalf and compare across all builders and communities.
Yes. All new construction meets the latest Florida Building Code — among the strongest in the nation. Impact windows, reinforced connections, concrete block. Babcock Ranch survived Hurricane Ian with minimal damage.
Total includes mortgage, HOA, CDD, property taxes, and insurance. A $284K Coral Lakes home with 10% down runs ~$1,950/mo. We send personalized breakdowns for your exact situation.
Completely free, no obligation. We take you through multiple communities in one trip — compare layouts, finishes, and pricing without builder pressure.
Absolutely — most buyers relocate from out of state. Video walkthroughs, and email comparisons are available. When ready, we arrange a full in-person tour.

See What New Homes in Punta Gorda Really Cost

Full cost breakdown — mortgage, HOA, CDD, taxes & insurance — for every community. Free. No obligation.

Get Full Cost Report

Community Name

No spam. We'll send the full cost breakdown for this community.

Book a Free Tour

Community Name

Completely free, no obligation. We'll reach out to schedule your tour.

See What Homes Really Cost

Get the full monthly cost — mortgage, HOA, CDD, taxes & insurance — for every Punta Gorda community. Free.